@book{112741,
	author = {Hacker, Jacob S. },
	title = {The great risk shift :},
	publisher = {Oxford University Press,},
	year = {2008.},
	address = {New York :},
	edition = {Revised and expanded edition},
	url = {http://www.loc.gov/catdir/toc/ecip0613/2006015484.html}
}