02553cam a2200385 i 450000100090000000300080000900500170001700600190003400700030005300800410005601000170009702000300011402000270014404000280017104100080019904200080020705000240021508200100023910000220024924501050027126400490037630000290042533600260045433700280048033800270050850400530053550512880058852001570187665000230203365000190205665000170207565000220209265000260211465000270214020568839BJBSDDR20230411090746.0a|||||r|||| 00| 0 ta180705s2019 nyu b 001 0 eng  a 2018031498 a9780190919535 (hardcover) a0190919531 (hardcover) aDLCbengcDLCerdadDLC aeng apcc14aHG 1601bT364p 201900a332.11 aThakor, Anjan V. 14aThe purpose of banking :btransforming banking for stability and economic growth /cAnjan V. Thakor. 1aNew York :bOxford University Press,c[2019] aviii, 232 pages ;c25 cm atextbtxt2rdacontent aunmediatedbn2rdamedia avolumebnc2rdacarrier aIncludes bibliographical references and indexes. aIntroduction: the columbo approach: a bird's eye view of the book -- Act i: the purpose of banks : what banks do and why -- Money, guns and lawyers : the business of banking -- The origins of baking and the services banks provide : customers, investors and other stakeholders -- Out of sigh out of ming? : off-balance sheet banking -- Act ii: bank decision-making and the regulation of banks : capital, regulation, purpose and culture -- When your chickens come home to roost : bank capital regulation and the search for financial stability -- Higher purpose, culture and capital : is banking on culture a capital idea? -- Act iii: banks and markets: interactions that affect stability and growth -- Financial system architecture : where do banks sit in the financial system? -- Changes in banking over time -- Act iv: financial crises: causes, effects and cures -- Financial crises and banks : what caused the great recession and what where its effects? -- Act v: reforming banking and looking ahead : improving banking and the potential interactions with fintech -- The final frontier : an improved banking system to achieve financial stability and economic growth -- Closing curtain : should banking be fundamentally resigned? -- Summing up and looking ahead: fintech and banking. aA thoughtful and thought generating overview of what ails the banking sector and a reminder that the purpose of banks is to help create economic growth. 0aBanks and banking. 4aBancos y banca 0aBanking law. 4aDerecho bancario  0aEconomic development. 4aDesarrollo económico