02672cam a2200409 i 450000100090000000300080000900500170001700600190003400700030005300800410005601000170009702000300011402000270014404000280017104100080019904200080020704300120021505000260022708200130025310000390026624501000030526400520040530000460045733600260050333700280052933800270055750400510058450502990063552010180093465000340195265000480198665000570203465000470209165000410213865000490217970000340222819129145BJBSDDR20230411090911.0a|||||r|||| 00| 0 ta160610s2016    njua     b    001 0 eng    a  2016022175  a9780691181103 (paperback)  a0691181101 (paperback)  aDLCbengcDLCerdadDLC  aeng  apcc  an-us---14aLB 2340.2bA315g 201600a371.2/241 aAkers, Beth q(Elizabeth), d1983-10aGame of loans :bthe rhetoric and reality of student debt /cBeth Akers and Matthew M. Chingos. 1aPrinceton :bPrinceton University Press,c2016.  aviii, 181 pages :billustrations ;c23 cm  atextbtxt2rdacontent  aunmediatedbn2rdamedia  avolumebnc2rdacarrier  aIncludes bibliographical references and index.0 aA brief introduction to student loans -- What does student borrowing in the United States really look like? -- How did we get here? -- Is a crisis on the horizon? -- How are student loans impacting borrowers and the economy? -- The real problems in student lending -- Solving the real problems.  aBringing needed clarity to an issue that concerns all of us, Beth Akers and Mathew Chingos cut through the sensationalism and misleading rhetoric to make the compelling case that college remains a good investment for most students. They show how, in fact, typical borrowers face affordable debt burdens, and argue that the truly serious cases of financial hardship portrayed in the media are less common than the popular narrative would have us believe. But there are more troubling problems with student loans that don't receive the same attention. They include high rates of avoidable defaults by students who take on loans but don't finish college - the riskiest segment of borrowers - and a dysfunctional market where competition among colleges drives tuition costs up instead of down. Persuasive and compelling, Game of Loans moves beyond the emotionally charged and politicized talk surrounding student debt, and offers a set of sensible policy proposals that can solve the real problems in student lending. 0aStudent loansxUnited States. 0aStudentszUnited StatesxFinance, Personal. 0aCollege graduateszUnited StatesxFinance, Personal. 4aPréstamos estudiantiles zEstados Unidos 4aCrédito educativo zEstados Unidos 4aPréstamo para estudiantes zEstados Unidos1 aChingos, Matthew M., d1983-