02963cam a2200457 i 4500 118461 118461 19129145 BJBSDDR 20230411090911.0 a|||||r|||| 00| 0 ta 160610s2016 njua b 001 0 eng 2016022175 9780691181103 (paperback) 0691181101 (paperback) DLC eng DLC rda DLC eng pcc n-us--- LB 2340.2 A315g 2016 371.2/24 Akers, Beth (Elizabeth), 1983- 28417 Game of loans : the rhetoric and reality of student debt / Beth Akers and Matthew M. Chingos. Princeton : Princeton University Press, 2016. viii, 181 pages : illustrations ; 23 cm text txt rdacontent unmediated n rdamedia volume nc rdacarrier Includes bibliographical references and index. A brief introduction to student loans -- What does student borrowing in the United States really look like? -- How did we get here? -- Is a crisis on the horizon? -- How are student loans impacting borrowers and the economy? -- The real problems in student lending -- Solving the real problems. Bringing needed clarity to an issue that concerns all of us, Beth Akers and Mathew Chingos cut through the sensationalism and misleading rhetoric to make the compelling case that college remains a good investment for most students. They show how, in fact, typical borrowers face affordable debt burdens, and argue that the truly serious cases of financial hardship portrayed in the media are less common than the popular narrative would have us believe. But there are more troubling problems with student loans that don't receive the same attention. They include high rates of avoidable defaults by students who take on loans but don't finish college - the riskiest segment of borrowers - and a dysfunctional market where competition among colleges drives tuition costs up instead of down. Persuasive and compelling, Game of Loans moves beyond the emotionally charged and politicized talk surrounding student debt, and offers a set of sensible policy proposals that can solve the real problems in student lending. Student loans United States. Students United States Finance, Personal. College graduates United States Finance, Personal. Préstamos estudiantiles Estados Unidos 28419 Crédito educativo Estados Unidos 25894 Préstamo para estudiantes Estados Unidos 25895 Chingos, Matthew M., 1983- 28418 7 cbc orignew 1 ecip 20 y-gencatlg lcc BK 0 0 lcc 0 0 HU BJB BJB HU 2023-01-17 0 LB 2340.2 A315g 2016 00000163132 2023-01-17 00:00:00 1 2023-01-17 BK