the radical promise of fintech Laboure, Marion 1986- creator Deffrennes, Nicolas 1969- text bibliography mau 2022 monographic eng

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ix, 266 pages : illustrations ; 25 cm. "Since the late twentieth century, banks and insurance companies have grown rapidly and consolidated so that financial markets are dominated by fewer and bigger players. Marion Laboure and Nicolas Deffrennes argue that this trend has made access to financial services, especially high-quality financial services, harder for people with low and middle incomes in developed countries, exacerbating inequality. In developing countries, meanwhile, access to any services at all remains difficult for hundreds of millions of people. The authors argue that the rise of new technologies promises to make access easier around the world"-- Millennials-the subprime generation? -- Banking in the digital era -- The emergence of robo-advisors -- The digitalization of public services -- A macroeconomic view of growth, inequality, and financial exclusion -- Fintech, financial inclusion, and economic infrastructure -- The interplay of fintech and government -- Towards a cashless society -- Digital currencies-The ultimate hard power tool. Marion Laboure, Nicolas Deffrennes. Includes bibliographical references (pages 231-257) and index. Financial institutions Effect of technological innovations on Instituciones financieras Efecto de innovaciones tecnológicas Financial services industry Industria de servicios financieros Equality Economic aspects Igualdad Aspectos económicos International finance Finanzas internacionales Consolidation and merger of corporations Consolidación y fusión de empresas HG 173 L125d 2022 332.0285 9780674987227 (cloth) 0674987225 (cloth) 2021034384 MH/DLC 210825 20241024150508.0 22195831 eng