TY  - BOOK
AU  - Laboure,Marion
AU  - Deffrennes,Nicolas
TI  - Democratizing finance: the radical promise of fintech 
SN  - 9780674987227 (cloth)
AV  - HG 173 L125d 2022
U1  - 332.0285 
PY  - 2022///
CY  - Cambridge, Massachusetts
PB  - Harvard University Press
KW  - Financial institutions
KW  - Effect of technological innovations on
KW  - Instituciones financieras
KW  - Efecto de innovaciones tecnológicas
KW  - Financial services industry
KW  - Industria de servicios financieros
KW  - Equality
KW  - Economic aspects
KW  - Igualdad
KW  - Aspectos económicos
KW  - International finance
KW  - Finanzas internacionales
KW  - Consolidation and merger of corporations
KW  - Consolidación y fusión de empresas
N1  - Includes bibliographical references (pages 231-257) and index; Millennials-the subprime generation? -- Banking in the digital era -- The emergence of robo-advisors -- The digitalization of public services -- A macroeconomic view of growth, inequality, and financial exclusion -- Fintech, financial inclusion, and economic infrastructure -- The interplay of fintech and government -- Towards a cashless society -- Digital currencies-The ultimate hard power tool
N2  - "Since the late twentieth century, banks and insurance companies have grown rapidly and consolidated so that financial markets are dominated by fewer and bigger players. Marion Laboure and Nicolas Deffrennes argue that this trend has made access to financial services, especially high-quality financial services, harder for people with low and middle incomes in developed countries, exacerbating inequality. In developing countries, meanwhile, access to any services at all remains difficult for hundreds of millions of people. The authors argue that the rise of new technologies promises to make access easier around the world"--
ER  -