The reckless credit, regulatory failure, and next steps Engel, Kathleen C. creator McCoy, Patricia A. (Patricia "Patty" Ann) 1954-2014 nyu New York Oxford University Press 2016 eng xi, 355 pages : illustrations ; 24 cm. In this lively new book, Kathleen C. Engel and Patricia A. McCoy tell the full story behind the subprime crisis. The authors, experts in the law and economics of financial regulation and consumer lending, offer a sharply reasoned, but accessible account of the actions that produced the greatest economic collapse since the Great Depression Chapter 1 IntroductionChapter 2 The Emergence of the Subprime Market Chapter 3 A Rolling Loan Gathers No LossChapter 4 Prelude to the StormChapter 5 MeltdownChapter 6 AftermathChapter 7 The Clinton YearsChapter 8 OTS and OCC Power GrabChapter 9 Put to the Test: OCC, OTS, and FDIC OversightChapter 10 BlindspotChapter 11 Wall Street Skirts RegulationChapter 12 Consumer Protection 101Chapter 13 Containing ContagionChapter 14 EpilogueNotesBibliography Kathleen C. Engel, Patricia A. McCoy. Préstamos hipotecarios subprime Estados Unidos Crisis financiera Estados Unidos HG 2040.5 E57s 2016 9780199398287 (paperback) 0199398283 (paperback) 030326 20260514113630.0 eng