Regaining the dream : how to renew the promise of homeownership for America's working families /
Roberto G. Quercia, Allison Freeman, Janneke Ratcliffe.
- Washington, D.C. : Brookings Institution Press, c2011.
- xvi, 160 p. : ill. ; 23 cm.
Includes bibliographical references and index.
Foreclosing on the American dream -- Promoting sound, equitable homeownership -- Explaining the shadow mortgage system -- Lending for the long term -- Stress testing community reinvestment lending -- Ensuring sustainable homeownership -- Bringing community reinvestment lending to scale -- Regaining the dream.
"Backed by extensive study of mortgage loans made to low-income Americans over a ten-year period, argues that in the wake of the financial crisis of 2008-09, lenders need not shy away from the low-income as risks but institute equitable and sustainable homeownership policies that include correctly structured loans"--Provided by publisher.
Housing--Finance.--United States Working class--Housing--United States. Mortgage loans--United States. Homeownership--United States. Vivienda--Financiación --Estados Unidos Prestamos hipotecarios --Estados Unidos Propiedad de una vivienda --Estados Unidos