Quercia, Roberto G., 1953-

Regaining the dream : how to renew the promise of homeownership for America's working families / Roberto G. Quercia, Allison Freeman, Janneke Ratcliffe. - Washington, D.C. : Brookings Institution Press, c2011. - xvi, 160 p. : ill. ; 23 cm.

Includes bibliographical references and index.

Foreclosing on the American dream -- Promoting sound, equitable homeownership -- Explaining the shadow mortgage system -- Lending for the long term -- Stress testing community reinvestment lending -- Ensuring sustainable homeownership -- Bringing community reinvestment lending to scale -- Regaining the dream.

"Backed by extensive study of mortgage loans made to low-income Americans over a ten-year period, argues that in the wake of the financial crisis of 2008-09, lenders need not shy away from the low-income as risks but institute equitable and sustainable homeownership policies that include correctly structured loans"--Provided by publisher.

9780815721727 (pbk. : alk. paper) 0815721722 (pbk. : alk. paper)


Housing--Finance.--United States
Working class--Housing--United States.
Mortgage loans--United States.
Homeownership--United States.
Vivienda--Financiación --Estados Unidos
Prestamos hipotecarios --Estados Unidos
Propiedad de una vivienda --Estados Unidos

HD 7293 / Q4r 2011

332.7/20973