02091cam a22004214a 4500 43144 43144 BJBSDDR 20230410115533.0 ta 110526s2011 dcua b 001 0 eng 9780815721727 (pbk. : alk. paper) 0815721722 (pbk. : alk. paper) 16798562 (OCoLC)ocn696099415 DLC DLC spa Eng pcc n-us--- HD 7293 Q4r 2011 332.7/20973 23 Quercia, Roberto G., 1953- Regaining the dream : how to renew the promise of homeownership for America's working families / Roberto G. Quercia, Allison Freeman, Janneke Ratcliffe. Washington, D.C. : Brookings Institution Press, c2011. xvi, 160 p. : ill. ; 23 cm. Includes bibliographical references and index. Foreclosing on the American dream -- Promoting sound, equitable homeownership -- Explaining the shadow mortgage system -- Lending for the long term -- Stress testing community reinvestment lending -- Ensuring sustainable homeownership -- Bringing community reinvestment lending to scale -- Regaining the dream. "Backed by extensive study of mortgage loans made to low-income Americans over a ten-year period, argues that in the wake of the financial crisis of 2008-09, lenders need not shy away from the low-income as risks but institute equitable and sustainable homeownership policies that include correctly structured loans"--Provided by publisher. Housing United States Finance. Working class Housing United States. Mortgage loans United States. Homeownership United States. Vivienda Financiación Estados Unidos 2943 Prestamos hipotecarios Estados Unidos 2946 Propiedad de una vivienda Estados Unidos 2947 Freeman, Allison 2949 Ratcliffe, Janneke. 2950 lcc BK dvf 0 0 0 0 CS BJB BJB CS 2023-04-10 0 HD 7293 Q4r 2011 00000123444 2018-10-24 00:00:00 1 2018-10-24 BK