how to renew the promise of homeownership for America's working families Quercia, Roberto G. 1953- creator Freeman, Allison Ratcliffe, Janneke. text bibliography dcu Washington, D.C Brookings Institution Press c2011 2011 monographic eng Eng

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xvi, 160 p. : ill. ; 23 cm. "Backed by extensive study of mortgage loans made to low-income Americans over a ten-year period, argues that in the wake of the financial crisis of 2008-09, lenders need not shy away from the low-income as risks but institute equitable and sustainable homeownership policies that include correctly structured loans"--Provided by publisher. Foreclosing on the American dream -- Promoting sound, equitable homeownership -- Explaining the shadow mortgage system -- Lending for the long term -- Stress testing community reinvestment lending -- Ensuring sustainable homeownership -- Bringing community reinvestment lending to scale -- Regaining the dream. Roberto G. Quercia, Allison Freeman, Janneke Ratcliffe. Includes bibliographical references and index. n-us--- Housing United States Finance Working class Housing United States Mortgage loans United States Homeownership United States Vivienda Financiación Estados Unidos Prestamos hipotecarios Estados Unidos Propiedad de una vivienda Estados Unidos HD 7293 Q4r 2011 332.7/20973 9780815721727 (pbk. : alk. paper) 0815721722 (pbk. : alk. paper) DLC 110526 20230410115533.0 spa