@book{45924,
	author = {Thingalaya, N. K., and Moodithaya, M. S.},
	title = {Financial inclusion and beyond :},
	publisher = {Academic Foundation,},
	year = {2010.},
	address = {New Delhi :},
	url = {http://www.loc.gov/catdir/enhancements/fy1108/2010308675-b.html}
}