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001			21934322
003			BJBSDDR
005			20250801161653.0
007			ta
008			210307s2021 nyu b 001 0 eng
010			_a 2021004330
020			_a9780593238530 (hardcover)
020			_a0593238532 (hardcover)
020			_z9780593238547 _q(ebook)
040			_aLBSOR/DLC _beng _cDLC _erda _dDLC
041			_aeng
042			_apcc
043			_an-us---
050	1	4	_aLB 2342 _bA315m 2021
082	0	0	_a378.3/8
100	1		_aAkers, Beth _q(Elizabeth), _d1983- _928222
245	1	0	_aMaking college pay : _ban economist explains how to make a smart bet on higher education / _cBeth Akers.
250			_aFirst edition.
264		1	_aNew York : _bCurrency, _c2021.
300			_axii, 158 pages ; _c22 cm.
336			_atext _btxt _2rdacontent
337			_aunmediated _bn _2rdamedia
338			_avolume _bnc _2rdacarrier
504			_aIncludes bibliographical references (pages 141-150) and index.
505	0		_aCollege is still worth it -- Why college sometimes doesn't pay -- How to pick a college that pays -- Majors matter -- Loans : the smart way to pay -- Insuring your investment -- Unbundling your education -- Oh, the places you'll go.
520			_a"A leading economist makes the case that college is still a smart investment, and reveals how to increase the odds of your degree paying off. The cost of college makes for frightening headlines and politics. The outstanding balance of student loans is more than $1.5 trillion nationally, while tuitions continue to rise. And on the heels of a pandemic that nearly dismantled the traditional "college experience," we have to wonder: Is college really worth it? From a financial perspective, the answer is yes, says economist Beth Akers. It's true that college is expensive. But once we see higher education for what it is-an investment in future opportunities, job security, and earnings-a different picture emerges: The average college graduate earns a million dollars more over their lifetime, and most four-year schools deliver a 15 percent return on investment-double that of the stock market. Yet these outcomes are not guaranteed. Rather, they hinge upon where and how you opt to invest your tuition dollars. Simply put, the real problem with college isn't the cost-it's the risk that your investment might not pay off. In Making College Pay, Akers shows how to stack the deck in your favor by making smart choices about where to enroll, what to study, and how to pay for it. You'll learn why choosing the right major matters more than where you enroll the best criteria for picking a school (hint: not selectivity or ranking) why there's a high cost of working part-time while earning your degree why it's often best to borrow, even if you can afford to pay outright the pros and cons of nontraditional degree programs how to take advantage of new, low-risk financing tools Full of practical advice for students and parents, Making College Pay reminds us that higher education remains an engine for opportunity, upward mobility, and prosperity"-- _cProvided by publisher.
650		0	_aCollege costs _zUnited States.
650		4	_aCostos universitarios _zEstados Unidos _96926
650		0	_aStudent loans _zUnited States.
650		4	_aPréstamos estudiantiles _zEstados Unidos _928224
650		0	_aEducation, Higher _zUnited States _xFinance.
650		4	_aEducación superior _xFinanzas _zEstados Unidos _943580
650		0	_aCollege students _zUnited States _xFinance, Personal.
650		4	_aEstudiantes universitarios _xFinanzas personales _zEstados Unidos _943915
776	0	8	_iOnline version: _aAkers, Beth, 1983- _tMaking college pay. _bFirst edition _dNew York : Currency, [2021] _z9780593238547 _w(DLC) 2021004331
906			_a7 _bcbc _corignew _d1 _eecip _f20 _gy-gencatlg
942			_2lcc _cBK
999			_c123749 _d123749